Provider Networks Explained
A Basic Explanation Your health plan has a list of doctors, facilities, and other providers who are contracted to offer healthcare services to you at an agreed-upon cost. This is
Open Enrollment Period Explained
A Basic Explanation Open enrollment is a window of time when you can sign up for comprehensive health insurance or change your plan. The open enrollment period to buy coverage
Premiums Explained
A Basic Explanation Once you buy a health insurance plan, you'll have to pay a health insurance bill every month. This is your monthly premium. You pay your premium directly
Health Maintenance Organization (HMO) Plans Explained
A Basic Explanation With an HMO, you’ll probably need to select a primary care physician (PCP). Most HMO plans only cover your care if you see a doctor within the
Preferred Provider Organization (PPO) Plans Explained
A Basic Explanation A PPO plan does not require you to select a primary care physician or get a referral to see a specialist. You can see any doctor or
Government Marketplaces Explained
A Basic Explanation You may have heard the term "health insurance marketplace" or "health insurance exchange" in the news lately. It's a key element of the Affordable Care Act (ACA)
Metal Tiers Explained
A Basic Explanation Any health insurance plan you buy is going to pay a portion of your healthcare costs. But how generous will each plan be? What share of your
Medicare Explained
A Basic Explanation Medicare is a health insurance program offered by the federal government that covers many Americans as soon as they celebrate their 65th birthday. It was founded as
Tax Penalties Explained
A Basic Explanation The Affordable Care Act (ACA) requires most Americans to have health coverage. If you’re required to buy health insurance and you don’t buy it, you’ll have to
Vision Explained
A Basic Explanation Basic vision coverage for children is an essential health benefit and must be included in all qualified plans. However, that’s not the case for adults. Some marketplace