Essential Health Benefits Explained
A Basic Explanation If you’re buying your own health insurance (meaning you’re not getting your coverage through an employer, or as part of any other group plan), you’re guaranteed coverage
Health Insurance Tax Credits Explained
A Basic Explanation An advanced premium tax credit — or simply premium tax credit — is designed to make it easier for you to afford health insurance. If you qualify,
Caregiving Services Explained
A Basic Explanation For the 52 million Americans who care for a spouse, child, or parent, health insurance can help pay the medical bills and provide some day-to-day support. Though
Cost-Sharing Reductions Explained
A Basic Explanation If you qualify, the Affordable Care Act (ACA) can help you afford insurance by paying part of your healthcare costs.With a cost-sharing reduction, the government will help
Coinsurance Explained
A Basic Explanation Coinsurance (or co-insurance) simply refers to the percentage you pay when you and your insurer split the cost of some types of healthcare services -- for example,
Medical Tests Explained
A Basic Explanation If you go to your doctor because your stomach has been hurting for a while, it’s unlikely he’ll just guess at what’s ailing you. After a physical
Top 5 Reasons Why Single-Insurer Private Exchanges are a Strategic Sales Channel
Here at Array we’ve been powering private exchanges since 2006 and have seen firsthand how this strategic channel can give consumers more choice, help employers control costs and drive incremental business for our insurer clients.