Preventive Care Explained
A Basic Explanation Taking steps to catch health problems early, before they become a big deal, is what preventive care is all about. Preventive healthcare can allow your doctor to
Copays Explained
A Basic Explanation If you have insurance and you get sick, you either make an appointment to see your doctor or drop by an urgent care clinic (or, if it’s
Office Visits Explained
A Basic Explanation When you visit a doctor, the amount you’ll have to pay will depend on what type of doctor you’re seeing and what the office visit is for.
Summary of Benefits Explained
A Basic ExplanationReading the fine print on a health insurance policy is no one’s idea of fun, but it’s definitely worth the effort. Choosing a policy based on the monthly
Provider Networks Explained
A Basic Explanation Your health plan has a list of doctors, facilities, and other providers who are contracted to offer healthcare services to you at an agreed-upon cost. This is
Open Enrollment Period Explained
A Basic Explanation Open enrollment is a window of time when you can sign up for comprehensive health insurance or change your plan. The open enrollment period to buy coverage
Premiums Explained
A Basic Explanation Once you buy a health insurance plan, you'll have to pay a health insurance bill every month. This is your monthly premium. You pay your premium directly
Health Maintenance Organization (HMO) Plans Explained
A Basic Explanation With an HMO, you’ll probably need to select a primary care physician (PCP). Most HMO plans only cover your care if you see a doctor within the
Preferred Provider Organization (PPO) Plans Explained
A Basic Explanation A PPO plan does not require you to select a primary care physician or get a referral to see a specialist. You can see any doctor or
Government Marketplaces Explained
A Basic Explanation You may have heard the term "health insurance marketplace" or "health insurance exchange" in the news lately. It's a key element of the Affordable Care Act (ACA)