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A Basic Explanation If you’re a regular tobacco user, you may have to pay more for your health insurance. In some states your premium could be as much as 50

A Basic Explanation Qualified health plans are health insurance policies that must meet certain standards established by the Affordable Care Act (ACA). Beginning in 2014 every qualified health plan, or

A Basic Explanation A qualifying event is just insurance-speak for certain changes in your life, such as a marriage, the loss of a job, or a move to another state.

A Basic Explanation Any new health insurance plan you buy for yourself or your family must cover medicines your doctor prescribes for you. (This is part of the healthcare reform

A Basic Explanation Before you can schedule certain healthcare services you may need to get preapproval from your insurance company. This is called preauthorization. (The terms precertification, prior authorization, and

A Basic Explanation A Health Savings Account (HSA) is a personal savings account, but the money you put into it can only be used for paying qualified medical expenses. You

A Basic Explanation Medicaid is a state and federally funded program that helps Americans with limited income pay their medical bills. It also offers healthcare coverage to people with disabilities

A Basic Explanation All parents want their kids to grow up happy and healthy. For families who need some assistance in making sure their youngest members get the healthcare they

A Basic Explanation If your spouse suddenly has chest pains and trouble breathing, you shouldn’t have to stress about whether a trip to the ER will break the bank. That’s

A Basic Explanation Everybody wants a megawatt smile, but did you know that healthy teeth and gums contribute to the overall health of your whole body? Well, they do. Research